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Bosnia and Herzegovina Bosnia and Herzegovina Currency Guide

The currency of Bosnia and Herzegovina and how to prepare for payments — all on one page. The currency used in Bosnia and Herzegovina is the Bosnia-Herzegovina Convertible Mark (BAM).

Currency

Bosnia-Herzegovina Convertible Mark

BAM

Reference rate · November 3, 2026

1 USD ≈ 1.75 BAM

1 EUR ≈ 1.96 BAM

1 GBP ≈ 2.34 BAM

Bosnia-Herzegovina Convertible Mark conversion table

Reference values calculated at the mid-market rate as of November 3, 2026. Banks and card issuers add their own fees to actual exchanges and card payments.

USDBAM
1 USD1.75 BAM
5 USD8.74 BAM
10 USD17.5 BAM
50 USD87.4 BAM
100 USD175 BAM
500 USD874 BAM
BAMUSD
10 BAM5.72 USD
50 BAM28.6 USD
100 BAM57.2 USD
500 BAM286 USD

Payment Tips to Remember

Always pay in the local currency

If a terminal asks whether to charge in your home currency, always choose the local currency. Choosing your home currency triggers DCC (dynamic currency conversion), which adds a hidden markup.

Set up a travel card before you fly

Prepaid multi-currency travel cards let you convert money in the app beforehand and pay like a debit card locally. Fees are usually lower than cash exchange counters, and you can freeze the card instantly from the app if lost.

Airport exchange counters: last resort

Airport counters are convenient but tend to offer some of the worst rates. If you need cash, exchange via your bank's app before departure or consider withdrawing from a local ATM.

Check ATM fees on screen

Local ATMs may add their own operator fee. Check the fee shown on the confirmation screen before proceeding. If the ATM offers conversion to your home currency (DCC), choosing the local currency is usually better.

Keep some small cash

Every country has places that don't take cards — markets, tips, small transport. Carrying a small amount of cash in separate places keeps you covered.

Cards for Abroad

Explore the Wise multi-currency card

One account holding 40+ currencies, converting and paying at mid-market based rates. Handy for multi-country trips — no need to exchange for each currency separately.

Learn more

Local data

Get an eSIM for Bosnia and Herzegovina before you go

Activate mobile data with a QR code instead of swapping SIM cards. Buy it before departure and switch it on the moment you land.

Airalo Airalo Yesim Yesim Saily Saily Drimsim Drimsim

Check prices and availability on the booking sites.

City Guides in Bosnia and Herzegovina

Sarajevo

Sarajevo, the capital of Bosnia and Herzegovina, is a city where the Miljacka River runs through downtown. Visitors can explore landmarks like the Latin Bridge and Avaz Twist Tower, where history and modernity meet.

Banja Luka

Banja Luka is a city in Bosnia and Herzegovina, serving as the de facto capital where the government and parliament of Republika Srpska are based. With a population of over 170,000, it's a place to stroll around and take in the region's distinctive atmosphere.

Tuzla

Tuzla is a city in northeastern Bosnia, home to the Pannonian Lakes as well as a variety of religious architecture, including mosques and churches. Its population grew significantly after the Bosnian War as refugees settled there.

Zenica

Zenica is an industrial city in central Bosnia, surrounded by mountains and hills, a little over an hour north of Sarajevo. Set along the Bosna River, it's a good place to visit an old cathedral and Vranduk Fortress.

Bihać

Bihać is the main city of Una-Sana Canton in northwestern Bosnia and Herzegovina. It's a great place to take in the unassuming charm of the Balkan interior.