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Maldives Maldives Currency Guide

The currency of Maldives and how to prepare for payments — all on one page. The currency used in Maldives is the Maldivian Rufiyaa (MVR).

Currency

Maldivian Rufiyaa

MVR

Reference rate · October 31, 2026

1 USD ≈ 15.5 MVR

1 EUR ≈ 17.3 MVR

1 GBP ≈ 20.7 MVR

Maldivian Rufiyaa conversion table

Reference values calculated at the mid-market rate as of October 31, 2026. Banks and card issuers add their own fees to actual exchanges and card payments.

USDMVR
1 USD15.5 MVR
5 USD77.4 MVR
10 USD155 MVR
50 USD774 MVR
100 USD1,548 MVR
500 USD7,739 MVR
MVRUSD
100 MVR6.46 USD
500 MVR32.3 USD
1,000 MVR64.6 USD
5,000 MVR323 USD

Payment Tips to Remember

Always pay in the local currency

If a terminal asks whether to charge in your home currency, always choose the local currency. Choosing your home currency triggers DCC (dynamic currency conversion), which adds a hidden markup.

Set up a travel card before you fly

Prepaid multi-currency travel cards let you convert money in the app beforehand and pay like a debit card locally. Fees are usually lower than cash exchange counters, and you can freeze the card instantly from the app if lost.

Airport exchange counters: last resort

Airport counters are convenient but tend to offer some of the worst rates. If you need cash, exchange via your bank's app before departure or consider withdrawing from a local ATM.

Check ATM fees on screen

Local ATMs may add their own operator fee. Check the fee shown on the confirmation screen before proceeding. If the ATM offers conversion to your home currency (DCC), choosing the local currency is usually better.

Keep some small cash

Every country has places that don't take cards — markets, tips, small transport. Carrying a small amount of cash in separate places keeps you covered.

Cards for Abroad

Explore the Wise multi-currency card

One account holding 40+ currencies, converting and paying at mid-market based rates. Handy for multi-country trips — no need to exchange for each currency separately.

Learn more

Local data

Get an eSIM for Maldives before you go

Activate mobile data with a QR code instead of swapping SIM cards. Buy it before departure and switch it on the moment you land.

Airalo Airalo Yesim Yesim Saily Saily Drimsim Drimsim

Check prices and availability on the booking sites.

City Guides in Maldives

Malé

Malé is the capital and most populous city of the Maldives, and also the largest island in the archipelago. Land reclamation has recently expanded its area, and the cityscape continues to change.