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Poland Poland Currency Guide

The currency of Poland and how to prepare for payments — all on one page.

Currency

Polish Zloty

PLN

Checking rates

Check with your bank app or card issuer before you go

The rate and fees you actually pay differ by bank and card issuer.

Payment Tips to Remember

Always pay in the local currency

If a terminal asks whether to charge in your home currency, always choose the local currency. Choosing your home currency triggers DCC (dynamic currency conversion), which adds a hidden markup.

Set up a travel card before you fly

Prepaid multi-currency travel cards let you convert money in the app beforehand and pay like a debit card locally. Fees are usually lower than cash exchange counters, and you can freeze the card instantly from the app if lost.

Airport exchange counters: last resort

Airport counters are convenient but tend to offer some of the worst rates. If you need cash, exchange via your bank's app before departure or consider withdrawing from a local ATM.

Check ATM fees on screen

Local ATMs may add their own operator fee. Check the fee shown on the confirmation screen before proceeding. If the ATM offers conversion to your home currency (DCC), choosing the local currency is usually better.

Keep some small cash

Every country has places that don't take cards — markets, tips, small transport. Carrying a small amount of cash in separate places keeps you covered.

Cards for Abroad

Explore the Wise multi-currency card

One account holding 40+ currencies, converting and paying at mid-market based rates. Handy for multi-country trips — no need to exchange for each currency separately.

Learn more

Local data

Get an eSIM for Poland before you go

Activate mobile data with a QR code instead of swapping SIM cards. Buy it before departure and switch it on the moment you land.

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Check prices and availability on the booking sites.

City Guides in Poland

Warsaw

It is Poland's capital and largest city, situated along the Vistula River. As the country's hub of politics, economy, culture, and transportation, it offers a rich variety of charms throughout the city.

Łobez

It is a small town in the West Pomerania region of Poland, where lakes and rivers of all sizes blend together. It's a peaceful spot for a leisurely walk through nature.

Kraków

It is Poland's former capital, situated along the Vistula River, with the UNESCO World Heritage-listed Old Town and Wawel Castle as its main attractions. It's the most visited destination in Poland.

Gdańsk

It is a port city on Poland's Baltic coast, forming a lively atmosphere together with neighboring Gdynia and Sopot. It's a great city for soaking up a seaside travel experience.

Katowice

It is the central city of the Silesia region in southern Poland, home to a variety of cultural facilities including museums and a planetarium. Strolling through the old mining district is also a great way to explore the area's history.