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Sweden Sweden Currency Guide

The currency of Sweden and how to prepare for payments — all on one page.

Currency

Swedish Krona

SEK

Checking rates

Check with your bank app or card issuer before you go

The rate and fees you actually pay differ by bank and card issuer.

Payment Tips to Remember

Always pay in the local currency

If a terminal asks whether to charge in your home currency, always choose the local currency. Choosing your home currency triggers DCC (dynamic currency conversion), which adds a hidden markup.

Set up a travel card before you fly

Prepaid multi-currency travel cards let you convert money in the app beforehand and pay like a debit card locally. Fees are usually lower than cash exchange counters, and you can freeze the card instantly from the app if lost.

Airport exchange counters: last resort

Airport counters are convenient but tend to offer some of the worst rates. If you need cash, exchange via your bank's app before departure or consider withdrawing from a local ATM.

Check ATM fees on screen

Local ATMs may add their own operator fee. Check the fee shown on the confirmation screen before proceeding. If the ATM offers conversion to your home currency (DCC), choosing the local currency is usually better.

Keep some small cash

Every country has places that don't take cards — markets, tips, small transport. Carrying a small amount of cash in separate places keeps you covered.

Cards for Abroad

Explore the Wise multi-currency card

One account holding 40+ currencies, converting and paying at mid-market based rates. Handy for multi-country trips — no need to exchange for each currency separately.

Learn more

Local data

Get an eSIM for Sweden before you go

Activate mobile data with a QR code instead of swapping SIM cards. Buy it before departure and switch it on the moment you land.

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Check prices and availability on the booking sites.

City Guides in Sweden

Stockholm

Stockholm, Scandinavia's largest city, is nicknamed the "Venice of the North" for its many islands. Here you'll also find the concert hall where the Nobel Prize ceremony is held, along with a history of hosting Olympic and World Cup finals.

Gothenburg

Gothenburg is a port city at the mouth of the Göta River, Sweden's second-largest after Stockholm. It's a great place to enjoy the charm of its canals and harbor.

Malmö

Malmö is the capital of Skåne County in southwestern Sweden, a leading city in a region of more than 280,000 people. It's a pleasant place for a leisurely stroll through its urban atmosphere.

Uppsala

Uppsala is a city in Uppsala County, Sweden, located just north of Stockholm. Home to Sweden's oldest university, it offers a charming university-town atmosphere set against its historic cathedral.

Lund

Lund is a city in Skåne County in southwestern Sweden, a cozy town of around 100,000 people. It's a pleasant place for a leisurely stroll through its urban atmosphere.