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Croatia Croatia Currency Guide

The currency of Croatia and how to prepare for payments — all on one page.

Currency

Euro

EUR · €

Checking rates

Check with your bank app or card issuer before you go

The rate and fees you actually pay differ by bank and card issuer.

Payment Tips to Remember

Always pay in the local currency

If a terminal asks whether to charge in your home currency, always choose the local currency. Choosing your home currency triggers DCC (dynamic currency conversion), which adds a hidden markup.

Set up a travel card before you fly

Prepaid multi-currency travel cards let you convert money in the app beforehand and pay like a debit card locally. Fees are usually lower than cash exchange counters, and you can freeze the card instantly from the app if lost.

Airport exchange counters: last resort

Airport counters are convenient but tend to offer some of the worst rates. If you need cash, exchange via your bank's app before departure or consider withdrawing from a local ATM.

Check ATM fees on screen

Local ATMs may add their own operator fee. Check the fee shown on the confirmation screen before proceeding. If the ATM offers conversion to your home currency (DCC), choosing the local currency is usually better.

Keep some small cash

Every country has places that don't take cards — markets, tips, small transport. Carrying a small amount of cash in separate places keeps you covered.

Cards for Abroad

Explore the Wise multi-currency card

One account holding 40+ currencies, converting and paying at mid-market based rates. Handy for multi-country trips — no need to exchange for each currency separately.

Learn more

Local data

Get an eSIM for Croatia before you go

Activate mobile data with a QR code instead of swapping SIM cards. Buy it before departure and switch it on the moment you land.

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Check prices and availability on the booking sites.

City Guides in Croatia

Zagreb

Zagreb is the capital of Croatia, situated along the Sava River on the southern slopes of Mount Medvednica. Surrounded by both river and mountain scenery, it's a pleasant city to explore at a relaxed pace.

Split

Split is a port city on the Adriatic coast in southwestern Croatia, and the country's second-largest after the capital Zagreb. It offers a lively harbor scene alongside its urban charm.

Rijeka

Rijeka is a city in northwestern Croatia with a population of over 140,000. It makes a convenient base for exploring the surrounding region.

Zadar

Zadar is a city in Croatia's Dalmatia region, about 115 km northwest of Split. It's a great stop when traveling around the Dalmatian coast.

Osijek

Osijek is the economic and cultural hub of Croatia's Slavonia region, situated along the Drava River. It's a city where you can enjoy both riverside scenery and a distinctive local atmosphere.