World by City

Finland Finland Currency Guide

The currency of Finland and how to prepare for payments — all on one page.

Currency

Euro

EUR · €

Checking rates

Check with your bank app or card issuer before you go

The rate and fees you actually pay differ by bank and card issuer.

Payment Tips to Remember

Always pay in the local currency

If a terminal asks whether to charge in your home currency, always choose the local currency. Choosing your home currency triggers DCC (dynamic currency conversion), which adds a hidden markup.

Set up a travel card before you fly

Prepaid multi-currency travel cards let you convert money in the app beforehand and pay like a debit card locally. Fees are usually lower than cash exchange counters, and you can freeze the card instantly from the app if lost.

Airport exchange counters: last resort

Airport counters are convenient but tend to offer some of the worst rates. If you need cash, exchange via your bank's app before departure or consider withdrawing from a local ATM.

Check ATM fees on screen

Local ATMs may add their own operator fee. Check the fee shown on the confirmation screen before proceeding. If the ATM offers conversion to your home currency (DCC), choosing the local currency is usually better.

Keep some small cash

Every country has places that don't take cards — markets, tips, small transport. Carrying a small amount of cash in separate places keeps you covered.

Cards for Abroad

Explore the Wise multi-currency card

One account holding 40+ currencies, converting and paying at mid-market based rates. Handy for multi-country trips — no need to exchange for each currency separately.

Learn more

Local data

Get an eSIM for Finland before you go

Activate mobile data with a QR code instead of swapping SIM cards. Buy it before departure and switch it on the moment you land.

Airalo Airalo Yesim Yesim Saily Saily Drimsim Drimsim

Check prices and availability on the booking sites.

City Guides in Finland

Helsinki

Helsinki, Finland's capital, lies on the Gulf of Finland and forms the country's largest metropolitan area together with its surrounding cities. It's a great place to enjoy scenery where the city meets the sea.

Tampere

Tampere is a city in the Pirkanmaa region of southwestern Finland, a regional hub with a population of over 220,000. It's easy to explore comfortably amid its lively atmosphere.

Turku

Turku, at the mouth of the Aura River in Finland's Southwest region, is the oldest city in Finland. It's a wonderful place to walk along the river amid its storied, historic atmosphere.

Kuopio

Kuopio is a city in south-central Finland, the ninth most populous in the country. With a large share of its area covered by water, it's a relaxing place to explore while enjoying lakeside scenery.

Oulu

Oulu is the central city of Finland's North Ostrobothnia region and the country's fifth largest. As a regional hub, it's a relaxing place to explore.