Indonesia Currency Guide
The currency of Indonesia and how to prepare for payments — all on one page. The currency used in Indonesia is the Indonesian Rupiah (IDR).
Currency
Indonesian Rupiah
IDR
Reference rate · October 31, 2026
1 USD ≈ 18,139 IDR
1 EUR ≈ 20,247 IDR
1 GBP ≈ 24,286 IDR
Indonesian Rupiah conversion table
Reference values calculated at the mid-market rate as of October 31, 2026. Banks and card issuers add their own fees to actual exchanges and card payments.
| USD | IDR |
|---|---|
| 1 USD | 18,139 IDR |
| 5 USD | 90,697 IDR |
| 10 USD | 181,395 IDR |
| 50 USD | 906,974 IDR |
| 100 USD | 1,813,948 IDR |
| 500 USD | 9,069,741 IDR |
| IDR | USD |
|---|---|
| 100,000 IDR | 5.51 USD |
| 500,000 IDR | 27.6 USD |
| 1,000,000 IDR | 55.1 USD |
| 5,000,000 IDR | 276 USD |
Payment Tips to Remember
Always pay in the local currency
If a terminal asks whether to charge in your home currency, always choose the local currency. Choosing your home currency triggers DCC (dynamic currency conversion), which adds a hidden markup.
Set up a travel card before you fly
Prepaid multi-currency travel cards let you convert money in the app beforehand and pay like a debit card locally. Fees are usually lower than cash exchange counters, and you can freeze the card instantly from the app if lost.
Airport exchange counters: last resort
Airport counters are convenient but tend to offer some of the worst rates. If you need cash, exchange via your bank's app before departure or consider withdrawing from a local ATM.
Check ATM fees on screen
Local ATMs may add their own operator fee. Check the fee shown on the confirmation screen before proceeding. If the ATM offers conversion to your home currency (DCC), choosing the local currency is usually better.
Keep some small cash
Every country has places that don't take cards — markets, tips, small transport. Carrying a small amount of cash in separate places keeps you covered.
Cards for Abroad
Explore the Wise multi-currency card
One account holding 40+ currencies, converting and paying at mid-market based rates. Handy for multi-country trips — no need to exchange for each currency separately.
Learn more
Local data
Get an eSIM for Indonesia before you go
Activate mobile data with a QR code instead of swapping SIM cards. Buy it before departure and switch it on the moment you land.
Airalo
Yesim
Saily
Drimsim
Check prices and availability on the booking sites.
City Guides in Indonesia
Bali
Seminyak, Ubud and Nusa Dua each feel different. Moving between them takes real time, so choose one base per stretch.
Jakarta
Jakarta is the capital of Indonesia and its largest city. As a hub where politics, economy, and culture converge, it makes an ideal first stop for exploring the country.